insurance covered it too!  Carrier called us to go out and find a ring

that was lost inside a recliner!  Couldn't leave the home with the chair

according to adjuster, potential liability she said... go figure.

Anyway, 3 hours round trip, 3 hours onsite tearing the thing apart, no

ring.  Left the chair in pieces, adjuster was going to cash out the chair if

we found the ring. Tech onsite couldn't find it, insured couldn't find it,

our drivers couldn't find it.  We had since convinced insured and

adjuster to let us bring in the chair.

Had to completely strip the chair and found it up inside the top wing! 

Insured had turned over the chair trying to find the ring and it lodged

way up under the fabric.

They were into it so heavy it was now cheaper to put the chair back

together for an extra $300 and deliver it back with the ring!

About $1,800 bill to find a ring that's worth maybe 4 grand tops.  But

the insured and the adjuster were happy.  I tried to talk the adjuster out

of the whole mess as they'd be liable for almost a grand even if we

didn't find the ring.  She didn't care, it was worth the risk she said

instead of paying full retail value on the ring.  Plus it had "sentimental"

value.  Yeah, diamonds are a woman's best friend :-)

Anyway, it was just so strange a claim I thought I'd share it.

John Polgar,
Clearwater, FL